We love our

Ooma and still like have the convenience of a landline at our house. Our cell service here has a lot to be desired. I get one or two bars and get more dropped calls then I would prefer! If you are interested the Ooma telo unit is on sale until the end of January and ships free. Our monthly fee of required Federal taxes is $4.83 a month. It does vary by location. I do get a referral credit if you sign up! So thank you in advance.

In other news, I started the transfer of $15K from one bank to the other. The money is going into that 2% CD that I opened yesterday with NFCU. It takes awhile to move...right now the estimated arrival is Monday!

I am in the process of switching some of our regular bills, such as the Ooma taxes, Netflix, cable, and our electric fee to the Southwest credit card. I want to consolidate as much of our spending as possible to one card to rack up the points. I need to try to remember tonight to tell the flute studio that I want to change my automatic payment with them, too.

I spent a little time this morning, get the the exact number than I can claim for tuitions, fees and related course materials. I thought I came up with a little over $4K earlier this month, but my numbers didn't make any sense to me! I redid them and came up with $3,813. I may have counted something twice.

I'm procrastinating working on the withholding and what I want to do about IRA vs Roth investing. Maybe tomorrow.