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Higher Interest Rates

November 6th, 2013 at 06:12 am

I'm often browsing for higher savings interest rates, but honestly, I have not jumped on some of them. I think I'm afraid of locking up the money for too long. I'm annoyed with myself for this. I really need to figure out what that is really about.

If you would like to search for higher interest rates, I recommend the website DepositAccounts.com. They have the rates categorized by type, location, and includes a calculator to show the interest you can earn.

I think the highest rate we are earning is 0.85% APR in our money market savings account. This isn't the lowest, but there are higher rates. Some do require some hoops to jump through and at a minimum we would have to move our money.

What is the highest rate you are earning on your cash? Does anyone have a long term CD? Anyone have good luck with a high yield rewards checking account?

3 Responses to “Higher Interest Rates”

  1. beawealthywarrior Says:

    I have a 1 year CD that earns 3% with Navy Federal but there was limitations on it. My savings for now is with SmartyPig where I earn 1%!!

  2. J.Apple902 Says:

    I use Ally and gets high 0.8X% banks can't make $$ with such low rates that the Fed has set. The public can't either of late :/

  3. FrugalTexan75 Says:

    I have mY EF in Barclay earning .90%

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