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Wrap Up October Snowflakes

October 30th, 2013 at 12:44 pm

I sent the final extra mortgage payment of $55.90 to the mortgage today. That snowflake consisted of $25 Swagbucks, $6 in Pinecone survey payments, Ebates of $15.76 and Southwest Rewards of $9.14. The Ebates and Southwest Rewards were earned Amazon.com gift cards that I used towards a purchase today.

My October snowflake earnings came to $479.20! Wow. What a great haul. It seems much of the earnings were because we used a majority of the gift cards earned from the Southwest Rapids Rewards Visa. I did have $50 from Swagbucks and a whopping $15 in Pinecone surveys.

Here is the full breakdown:

I don't expect November will be quite as lucrative. We are not currently working on a bonus reward, so there won't be any big credit card rewards. We are going to use our USAA card this month. If we spend $1200 (which I'm sure we will), we earn a $25 gift card. We will also earn points on those dollars that should get us close to another $25 in cash. Not bad for not taking out more credit!

I'll talk more about our credit cards, the rewards and any outstanding balances tomorrow. Using credit wisely has been a money maker for us this year...and we have used all those rewards to pay down the debt that is our mortgage. You know I love LESS DEBT!

How many snowflakes did you accumulate this month? It's not a competition, so share. Any snowflakes are a good thing!!

5 Responses to “Wrap Up October Snowflakes”

  1. beawealthywarrior Says:

    Congrats you had a great month! Once I close out October budget tonight and sweep any remaining funds I have in each virtual envelope,I will then have a better total Smile

  2. Wino Says:

    I never even thought of sending more than one payment to the mortgage in a month. Usually, it's one check, then forget about it until next month.

  3. Rachael777 Says:

    Wow!! almost $500 in rewards/ebates. I am newbie with a full time job. What is the best way to get started earning all that.. $479 in one month is really impresssive and makes a BIG difference.

  4. creditcardfree Says:

    Rachael777, I honestly don't think there is ONE best way to accumulate snowflakes. And I don't earn that much every month. When we were younger we would save our coins up each month. Generally we would have $25 or $30 and would put that towards our debt. We now bank exclusively online, so we don't use as much cash as we did then. Sign up for Swagbucks or a survey site. Save some of your coins. Set any interest you earn aside. Save any gifts. Send in rebates and save the money when it arrives.

    Also, much of this last months accumulation came from credit card rewards. I only suggest doing this is you have a VERY good handle on paying off debt every month, can keep VERY good track of your transactions and ONLY buy what you would if you were paying with cash. If you can't do all of those things, you have no business applying for a credit card.

  5. FrugalTexan75 Says:

    Great job on the snowflakes!

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