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Snowball Sent

October 8th, 2013 at 08:45 am

I sent in the snowflakes, or really a snowball, to the mortgage today. I mentioned these yesterday in my post. The actual amount sent in was $83.13. Less debt makes me happy!! Have I said that before? Sorry, if I have. Smile

Our mortgage is with Wells Fargo. While I was online making the payment, I saw once again that they offer a credit card with 5% back on grocery stores, gas stations and drugstores for 6 months. We would likely get the best return on the gas station expenses. We shop at Super Target which I don't think counts as a grocery store and we rarely do any drug stores either. If we spend $400 a month on fuel, which is a high estimate, we would get $20 back per month for 6 months or $120. Not a bad snowflake for just charging gas to this card. I'll ponder it a bit more and talk to my husband.

I see another snowflake in the future. Ebates cash back should be deposited mid November. I recently made a purchase of printer ink and earned 16% back, that was $8.88 on that purchase alone. The total cash back I'm expecting is $14.76, not bad for purchases I do anyway.

I'm about ready to do a little shopping with my Amazon gift cards. My husband has a birthday this month and wants a movie, as does my daughter for a Christmas gift. I also need new running shoes...and I think I found a great price on a pair I will love! Even though I have gift cards, I know I have to pull that money out of the checking account and send to the mortgage, so I'm hesitating a bit there. Silly me...delaying a payment to the mortgage. I can't help it. Sometimes it is hard to spend.

So should I go for the Wells Fargo card even though I will only get 5% on our gas purchases? Do you use Ebates, or other cash back service for your online shopping? Should I shop for my items today, or wait? I'm interested what you think. Smile

5 Responses to “Snowball Sent”

  1. starfishy Says:

    congrats on your blizzard!! Smile

  2. Xtreme Thunder Says:

    Our mortgage is with Wells Fargo as well and I have seen that. I started the application once, then backed out because I said, eh, and they actually sent me the same offer, but for 12 months in the mail recently. Haha!

  3. beawealthywarrior Says:

    Do you still have the Chase card? If so I think the gas category might roll back around for 5% in January then u only need Wells Fargo for three. You might want to check on Chase. If not then I would go with Wells Fargo depending on a better estimate on gas usage. I love Ebates and have cash pending as well. Where did you buy your printer ink from?

  4. creditcardfree Says:

    BAWW, yes still have a Chase Freedom card and last year in January they did have 5% on gas...but that has not been confirmed for 2014 yet. I bought our ink from 123inkjets.com. I used a coupon code and ordered enough to get free shipping, which came super fast, too.

  5. FrugalTexan75 Says:

    Is there anyway you could contact their customer service and make sure that Target doesn't count for groceries? Walmart doesn't count for several different cards I have, but it does for my MyPoints card. So it is possible .. Smile

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