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The Good and The Bad

September 30th, 2013 at 06:23 pm

This government shut down is looming and it is affecting us. First affect, my husband's battle assembly scheduled for this coming weekend has been postponed to the end of October. This is good since my daughter has a band performance that he would have missed. Now he can see it. Smile

He is also scheduled to travel this week. He will find out tomorrow whether they are to continue or postpone that one as well. I'd prefer it be cancelled. We are already waiting on two travel reimbursements from earlier in September that have still not been paid. The amount owed to us is $236.31, which we sure would like to have as soon as possible.

My husband was paid for all work done in September. I can see the paycheck pending in our checking account for tomorrow. However, all pay will stop, while work continues until the new budget is signed. He will get an IOU from the government. The next expected check is October 15, which will be on time if the budget is signed in the next week or so.

The good thing is we have cash to cover a paycheck or two. My plan is to postpone our investments in October if the pay is delayed. We might as well hang on to that money while we are waiting on a paycheck. Some of the bills later in the month are put on credit cards anyway, so those can be delayed slightly as well. It's the food and gas we will need to fork over out of savings until we are paid back.

We are some of the lucky ones. Civilians that work for the government will not go into work, and will not be paid for any days they are off work. I hope they have a plan!

Do you know anyone that is affected by the government shutdown that likely to happen? Any other good ideas for planning for a delayed paycheck?

7 Responses to “The Good and The Bad”

  1. CB in the City Says:
    1380566095

    My son is a civilian government employee. I am hoping that the shutdown, if it happens, will not go on too long!

  2. MonkeyMama Says:
    1380567225

    My problems are on the small end of the scale of government shutdown, but our vacation is on the brink of ruin. We've been wanting to do this for many years with lots of bucket list type items (But the National Parks might be closed - which was 99% of our vacation). I am just trying to look at the silver lining that at least we didn't fly to another country or anything like that - to have our vacation ruined. Heck, we haven't paid a non-refundable penny. But I am still super bummed and frustrated.

    I don't think the shut down will be long. Just long enough to ruin our vacation. Wink
    Unfortunately, for many, this will be a wake up call about the importance of rainy day savings.

  3. ceejay74 Says:
    1380568293

    Not personally, but I know several people who are depending on Obamacare to be implemented for affordable healthcare, so I really hope they don't succeed in defunding it! Good luck getting through this. It's infuriating to read about.

  4. PNW Mom Says:
    1380571364

    I have a friend who works for the US Marshall's...she posted she is an essential employe so she does have to go to work, but also posted something about maybe not getting paid? I hope it all works out for your family....and everyone else too!

  5. creditcardfree Says:
    1380633971

    @MM, darn that is disappointing that it will derail your plans for vacation. Your plan is to still go to the area? It is still a beautiful part of the country to visit.

  6. My English Castle Says:
    1380635490

    Oh my. How irritating and worse for everyone involved. Our friends also works for the National Park Service, and they're going to start clearing people out of the campgrounds today and the other lodging tomorrow. Why is Congress still being paid if they can't work it out?

  7. MonkeyMama Says:
    1380644669

    Yeah - add that at least I am not in the middle of my vacation and being kicked out at the moment. Yeesh!!

    I think we will probably cancel so we can spend our money on what we want to spend it on. There isn't a lot in our budget anyway, without the National Parks. Was very frugal. So most our options are to spend more on stuff we don't really care that much about. We will work out some Plan B, but lord knows what. It's looking likely to be a staycation.

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