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First Citi Payment

June 14th, 2013 at 03:10 am

The Citi Thank You Preferred card that I received earlier this month has been used just a little in the amount of $25.11. There actually was a statement issued already! That amount has been paid as of this evening.

This card has a $1000 minimum purchase to earn $250 in gift cards. We have three months to meet the goal. We will use it for everything we normally purchase and our small in state vacation at the end of the month. I expect by the end of the month we will have met the goal. Just $974.89 to go.

In fact, I did use this card today for fuel in my van, a gift card for my dad, and a book of stamps, which was around $85. I think my husband probably used it to pay for his haircut.

I do have a few out of the norm expenses that can be charged if needed. Prescription sunglasses and flute maintenance specifically.

The spending needed on these cards for the $500 in rewards bonuses is going fast. I may have my husband apply for these cards soon, so we have them on hand for another round of rewards. He will be able to apply for one additional card, Chase Freedom, so his ability to earn some rewards will be slightly larger, $600 I think.

On another note, I'm just 500 Swagbucks from earning another $25 gift card. I have not made goal at least two days this week. I wouldn't have anyway with vacation planned for later in the month. I don't want to be glued to Swagbucks when I can be enjoying my family and the beautiful scenery of the Mississippi River, right?!

Are you taking a vacation this summer? Are you flying or driving? Are you staying close to home? Who is traveling the farthest away?

Using credit cards to obtain rewards is only for those with cash to pay off purchases right away before interest accrues. And those organized enough to keep track of the charges, and due dates. We are not making purchases we wouldn't be making normally. All rewards are to bulk up the savings in our down payment fund.

3 Responses to “First Citi Payment”

  1. PNW Mom Says:

    We are going to Kauai....obviously flying. Not sure how far it is....3000 miles or so?

  2. LuckyRobin Says:

    I read the sentence about the stamps and my first thought was $85 for stamps? I had to go back and reread it to realize you meant the cost of gas and the gift card, too. Clearly I am too tired to be reading right now. No vacation for us this summer, we've already taken one this year.

  3. creditcardfree Says:

    @LR, I'm so glad a book of stamps doesn't cost $85. The fuel was around $45, the gift card was $30, and the postage (book of stamps, plus another $0.66 stamp) I purchased was just over $10. I was too lazy to get the receipts when I wrote my post!

    @PNW, I think you are going about 10x farther...I think our trip will only be about 300 miles round trip.

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