I spent about 10 minutes last night checking our credit reports online at
annualcreditreport.com. That is the free site where you can get a copy of your credit report from each of the three reporting agencies. You can get one free from each of them every 12 months. I actually check just one of them every four months, so that I'm checking with some frequency, but still just getting one from each agency per year.It had been awhile since I checked. To get back on track, I decided to put reminders on email calendar for April, August and December. I also indicated in the reminder which agency to check with.
All was good with this check at Experian, with a small exception. I noticed that my husband's report showed a previous employer that he never worked for. He did apply there years ago. I asked that it be deleted and as of this morning that report no longer shows that employer. Easy!!
Do you check your credit report on a regular basis? Do you have a system to remember to do this simple task?