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Financial Musings

February 1st, 2013 at 03:40 am

We have a credit card that my husband uses for work expenses. He had charged about $25, and the other day I noticed the balance was under $10 on that card. I looked it up and found a credit of $15.56. I inquired and this goes all the way back to July when we noticed some odd charges on the card that were not ours. They switched card numbers for us, and moved the balance over, but did not get to the credit for one of the charges until this week! This was shortly after our move, so I was not keeping track that closely. Nice surprise!

Payday is tomorrow. We were left with just over $12 from our regular budget money. I will make sure to put that money where it counts!

I had an offer from Sharebuilder to deposit at least $10K and get $75. Deposit $25K and get $150. Tempting, but I could not tell how much interest their accounts pay in addition to the bonus. I have some cash I could put in the account but I would like to know the interest rate. I did some searching, but was only coming up with margin interest rates. I know I will not pay those fees. I do not expect to be using the money to buy any investments, so the money would just be sitting in cash. I did put the promotion code in my account, since it expired today. I have until late March to put the money in. In the meantime, I think I will skip it, since I cannot find the interest rate.

I renewed our newspaper subscription. I purchased our first three months with airline miles. Unfortunately, it seems to be a one time offer. I paid nearly $65 for 13 weeks of the daily newspaper. The girls love to read the comics. My older daughter watches for local high school news and pictures. I glance at it everyday. I think it is helpful to have the local paper when you first move to a new town. It helps you understand the issues in the community, as well as, local events. It was hard to make that payment though. I will revist the need for the paper when it comes up for renewal in May.

We are having an artic blast here. The roads are very icy, the wind is blowing and drifting the snow from Wednesday. It was negative 17 degrees with the windchill earlier today. It will get even colder tonight. As you can guess our furnace is running quite a bit!!

And that my friends are my financial musings for the day. You all come back again!

2 Responses to “Financial Musings”

  1. mjrube94 Says:
    1359693327

    Wow, that seems expensive for the paper, but I agree that it's great to have the local flavor. Is it available online? Nice snag on the $15.56!

  2. FrugalTexan75 Says:
    1359754196

    I have a SB account and looked to see if I could find the interest rate. The only rate I could find was for savings (which I think is the former ING savings) for 0.75%. I couldn't tell what/if any interest my cash balance is earning.

    Does the offer say how long you have to hold your money there? Maybe you could figure out what $75 would be in terms of "interest" for that time period?

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