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Excess Snowflakes to Truck Loan

December 20th, 2012 at 07:38 am

I've figured out that I have $473.44 left in my Christmas Snowflake fund that will not be needed for Christmas shopping. I know this because I'm done shopping!!

My 2012 Christmas Fund total was $1,429.21, thus I must have spent $955.77 on Christmas gifts. That seems to be more than last year, based only on memory. However, it was all FREE money. Very little came from my husband's salary. I also know that I have been a little more generous with the gifts. The nieces and nephews are getting an additional $5 each. A good friend and her family are receiving $55 in gift cards, but last year I found great deals for them and only spent $10 out of pocket.

I had quite a few Amazon.com gift cards, so much of my shopping was done there, with free shipping with our Prime membership. I think some of the prices are a bit inflated compared to sales I might have been able to find in stores. I would have spent much more time in stores this season and I've enjoy not having to go out quite as often.

The really good news other than free Christmas gifts is that I'm sending the excess funds, $473.44 to the truck loan today!! I actually rounded the number up by $0.23 to make the principal balance an even dollar amount.

Old Balance $5,266.67
Excess Funds $473.67
New Balance $$4,793.00

We are under $5k!! I am so amazed at how fast this loan is going down. Makes me happy. I really don't want to make these payments anymore!! This loan will definitely be gone in 2013. Smile

8 Responses to “Excess Snowflakes to Truck Loan”

  1. Beawealthywarrior Says:

    Great job!

  2. Banker Gurl Says:

    Wow that's awesome!

  3. SecretarySaving Says:

    very good!

  4. PNW Mom Says:

    Whoo Hoo! Love seeing those balances go DOWN! Smile

  5. FrugalTexan75 Says:

    Fantastic!

  6. wowitsawonderfullife Says:

    You are so good at this!

  7. Shiela Says:

    You are doing an amazing job getting rid of that loan.

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