until payday! I did make yesterday a no spend day. Yipee!! I have about $60 left to make it through these next six days. I have enough food from what I can tell. I might need to fill in with a few things.
The air conditioning is staying off again today. It is so nice to have nearly zero humidity. I can stand heat, but not humidity.
I'm going to add a disclosure when I write these type of emails, because it never fails that when I say I only have $X left, someone says I need to plan better. Maybe I do. However, what isn't said is that we have zero credit card debt, all bills are current, we only owe money on our van loan and mortgage. We have saved 15% of our gross income for retirement, made college contributions and paid additional principal on our van loan. We have even set money aside for short term needs, such as the next auto insurance premium. When I say I only have $X left before a pay day it refers to our budgeted spending money. If I need something that exceeds that I do have cash available, I am not on my last dime!! To say otherwise is insulting.
6 Days to Go
August 26th, 2010 at 02:58 pm
August 26th, 2010 at 05:15 pm 1282842959
Only difference is we live by our credit cycle. Credit card closed for the month? Ah, we can start charging next month's paycheck.
August 27th, 2010 at 08:24 pm 1282940691
Jerry