So, I just finished the first two chapters in Suze's new 2009 Action Plan book. She is explaining the whole mess of how the economy got where it is today. I sure couldn't agree more. It has been amazing to me for several years how banks could lend some people money to afford homes, that I never thought they could afford. These are people in my own extended family. They are struggling to meet payments on rising ARM's. They can't refinance. Uggh...just so frustrating.

I did watch Oprah yesterday so I do know that her book has some good action steps. The first is to pay off all credit cards! One woman had 27 cards with a total of $79K on them. She also had a $33K 401K loan to pay back! I'm sure if she starts to follow Suze's advice, she will pull herself out of the hole she is in.

Read the book...even if you think it doesn't apply to you. You might be able to use the information to help someone else you know. I sent out an email to everyone I know with the link to the book. I don't know everyone's financial situation, but the book might be just what they need to get on the right track.
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I worked out at the gym today. I made it five days in a row!! I burned 501 calories on the elliptical, treadmill and rowing machine. I lifted weights and relaxed in the sauna.

Tomorrow DH has to work the weekend training soldiers. I will find something active to do with the kids. It might be a good day for roller skating! We'll see.